Provisional licence holders - own policy
We provide access to car insurance specifically for provisional licence holders at a reduced price.
Typically, with our referral code, fully comprehensive insurance is available at £135 for the first month (the minimum period). After the first month, it is possible to purchase single weeks of insurance for about £80 and dip in and out of being insured as you wish.
Unlike many insurance companies, which have minimum insurance periods of six months or even a year, the month long minimum period with this policy allows learner drivers to get extra practice in the run up to their test without breaking the bank.
The policy is with Collingwood Insurance Services. To get a discounted quote, visit their site via this link. Enter the referral code 285768.
The insurance will be in the name of the learner driver, so nobody else's policy will be affected if you need to make a claim.
Full licence holders - own policy
So you've passed! Well done! Now it's time to shop around for car insurance as a full licence holder... prepare to empty your bank account!
Many new drivers - particularly 17-year-olds - find that the cost of their first car insurance policy is greater than the cost of their car! However, you can get some good deals if you shop around. Use the panel on the right to start shopping.
Many insurance companies offer a discount if the driver has completed the Pass Plus course.
Going on parent's policy
If you only want occasional access to your parent's/partner's car, you could pay to be a named driver on their policy, which will be a lot cheaper than having your own policy. However, you won't accumulate any 'no claims bonus' and it is illegal to be a named driver if you are infact the main driver of the car.
Some insurance companies allow named drivers to acquire no claims bonus but the benefit is reflected in the price of the policy.